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A clear, step-by-step explanation of how we review international health insurance applications, what decisions you may receive, typical next steps after approval, and how to get help.

How we review international health insurance applications?

This article explains what international health insurance is, who it is designed for, available plans, and how it differs from travel insurance.

What is international health insurance and who is it for?

This article explains the two international health insurance plans — Essential and Plus — including their annual limits, shared coverage, exclusions, and how the deductible works.

What are the Essential and Plus plans — what's the difference?

This article explains how pre-existing health conditions are handled at application, what the medical assessment involves, and what outcomes are possible after underwriting review.

Can I get covered if I have pre-existing conditions?

This article explains how to submit a claim for international health insurance, how we handle the claim, how reimbursement works, and how pre-existing condition exclusions may affect the outcome.

How do I submit a claim for international health insurance?

This article explains the coverage limitations that apply in the United States, including which treatments are covered, the 60-day annual limit, what happens when the limit is reached mid-treatment.

Am I covered when I travel to the United States?

Sebastian

A quick introduction to International health insurance.

Overview

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