International health insurance is a private medical insurance policy designed for expats and internationally mobile individuals living outside their home country. We offer two plans — Essential (up to €300,000/year) and Plus (up to €2,500,000/year) — covering outpatient and inpatient care, diagnostics, prescribed medications, and medical transport. The policy is available to people under 75 years of age who are relocating abroad.
What is international health insurance?
International health insurance is a private medical insurance policy that provides medical coverage for people living or relocating to a country outside their home country. It covers medical expenses in the destination country year-round and includes coverage for up to 180 days per year when traveling outside that country.
Who is international health insurance designed for?
International health insurance is designed for expats and internationally mobile individuals who are moving to or living in a foreign country. It is suited for people who need portable, long-term medical coverage that follows them across borders — not just for short trips or vacations.
What does international health insurance cover?
International health insurance covers a broad range of medical services, including:
Outpatient and inpatient medical treatment
Diagnostic tests and prescribed medications
Medical transport and home nursing care
Medical repatriation to your home country
Search and rescue operations (up to €10,000)
What plans are available?
We offer two international health insurance plans: Essential and Plus.
The Essential plan provides up to €300,000 in annual coverage and is designed for those seeking core medical protection abroad.
The Plus plan provides up to €2,500,000 in annual coverage and includes additional benefits such as pregnancy and childbirth coverage.
How is international health insurance different from travel insurance?
International health insurance is not the same as travel insurance. Travel insurance is designed for short-term trips and does not provide the year-round medical coverage needed for long-term residency abroad. International health insurance is built for people who need ongoing access to medical care — not just emergency coverage during a holiday.